计划未来2年购房者40%是首次置业

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加国无忧  2013-03-26 17:47:34  [0条评论,查看/发表评论]
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　　根据加拿大皇家银行(Royal Bank of Canada)委托民调公司Ipsos Reid最近所做的调查，在接受访问的3,005名加拿大成人中，仅15%表示会在未来2年内买房，这一比例比上一年度的同类调查降低12个百分点，即在 2012年的年度调查中，有27%的受访者有买房意向。计划在未来2年内买房的人士中，40%将首次找银行或金融机构签署房屋贷款或按揭合同，意味着有 40%的购房者为首次置业人士。
　　不过调查还发现，绝大多数的受访者(84%)仍然认为房地产是一个良好的投资，而52%的人说现在是进入房地产市场的好时机。近一半(49%)的受访者希望明年这个时候的按揭利率仍然与目前一样，而43%的受访者则相信房价还会继续攀升。
　　这个名为“皇家银行第20届年度房屋所有权调查”(The 20th Annual RBC Home Ownership Poll)于2013年1月31日至2月8日进行，全国共有3,005名成年人在网上参与调查，其准确率为+/-3%。

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/ D* m) ^% k( v% YHomebuying intentions fall in Alberta
1 B$ p/ j2 t- o1 c8 E7 `3 D1 HBut Albertans lead country when it comes to confidence in owning a home

7 p  z" B6 v- Y3 h- f& a" W4 |BY MARIO TONEGUZZI, CALGARY HERALD MARCH 26, 2013

: c7 i' G; D- N( r) cMost Albertans feel home ownership is a good investment.
/ }& L/ L  \. h- D8 APhotograph by: Dean Bicknell , Calgary Herald
1 v% N+ u( M" C* g; q+ v* HCALGARY — Most Albertans believe buying a house or a condo is a good investment, but their intention to purchase a property has dropped, according to the 20th Annual RBC Homeownership Poll released Tuesday.

The poll revealed that 89 per cent of people in the province, higher than the 84 per cent national average, felt home ownership is a good investment.

Buying intentions in Alberta dropped to 22 per cent from 31 per cent a year ago.

“It’s no surprise that some Albertans are re-thinking their decision to buy a home, given the regulatory changes regarding mortgage rules and economic challenges in the past year,” said Don Peard, vice-president, Mortgage Specialists, RBC. “The good news is that the majority of Albertan homeowners are confident in their real estate investments and their ability to manage mortgage debt.”
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0 l' `3 o5 j4 E* {) RThe poll found that 71 per cent of people in Alberta say that the housing market in their community is overpriced, ranking as one of the lowest in the country. The national average was 73 per cent. Almost half of Albertans (49 per cent) feel their current housing market is balanced, compared with the national average of 40 per cent.

According to the Calgary Real Estate Board, year-to-date until March 25, there have been 4,677 MLS sales in the city, up 3.45 per cent from the same period a year ago. The median price has risen by 5.88 per cent to $396,000 and the average sale price has increased by 9.12 per cent to $453,710.

Other key Alberta highlights from the poll include: 48 per cent expect mortgage rates to be higher at this time next year, while 45 per cent expect them to be the same as they are today and only seven per cent predict mortgage rates will be lower this time next year; 50 per cent see higher home prices at this time next year, while 32 per cent believe they will be the same and 18 per cent say housing prices will be lower; and 74 per cent say recent government changes will impact or delay people getting into the market.
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- o+ Z; X% b9 wAt the national level, 40 per cent of Canadians planning to enter the housing market over the next two years will be first-time homebuyers. The majority of Canadians are taking a wait-and-see approach to home purchases, with 15 per cent likely to buy in the next two years, down from 27 per cent last year. The 12-percentage-point drop is the biggest year-over-year fall in overall buying intention as tracked by this annual poll, said RBC

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