优选标准:; B0 L5 e4 Z, V% o( d: F' P' X
1、消费返点,例如:0.5% or 1% or 2% and so on.- Y W- ~6 F% R/ Z& c" O
2、免年费,超期利率等basic conditions. % u/ G. [8 u, B& K( Y3、信用额度credit limit, 贷款优惠等。5 u8 u7 m5 u0 {: A' l
MBNA Smart Cash: ! v0 R7 y- L6 R0 f1 q , `# o; H8 Z& ]9 `" R" p$ n5% on gas and grocery for the first 6 months (3% after that); 3 a+ y9 t5 l6 P' g5 F9 Q1% on any other purchases.