求问学生贷款买车？

炽月 · 发表于 2011-9-13 21:29

怎么样才可以以学生身份贷款（Financial）买车？

有那些便宜的dealer？除了silverzinc，他们没有我想要的车。。。

APORO · 发表于 2011-9-13 23:23

直接贷款买新车都可以的，简单来说就是签个字就可以了。留学生的话首付可能要20%-30%，还贷期限不能超过你的学生签证。具体可以到你喜欢的Dealer去问。

炽月 · 发表于 2011-9-14 08:30

那你们觉得 autotrader 怎么样？这个车行骗人么

yj151 · 发表于 2011-9-14 10:57

本帖最后由 yj151 于 2011-9-14 11:58 编辑

It's difficult to get a  financial for a "留学生".  At first, you have to approve you got and will continue to get pay every month from your empolyer. Second, your pay cheque has to be enough for your essential living cost, insurance and vehicle payment.  For Insurance and vehicle payment, $600 is a minimum level for a new vehilce.
For the most students, they only drive a second hand vehicles to get rid of this problem and also can get insurance credit for future new vehicle.
If you have enough money, why don't you cash out directly.  This way, you can save money by negociating the vehicle price, interest and have chance to select the right insurance coverage that fits your most need.

yj151 · 发表于 2011-9-14 11:03

Any dealer is on the same page with this topic. Have you tried any sweet dealer to the end of financial process?

炽月 · 发表于 2011-9-14 17:21

5# yj151

没呢我正在想呢，我觉得一次性的鸭梨很大～哈哈而且 20G以上的车分四年也才多2000+

DerrickDodge · 发表于 2011-9-15 09:19

give me a call. I will try to talk to my finance department.

炽月 · 发表于 2011-9-15 12:54

7# DerrickDodge

回楼上，你们车行没有我能买的车啊想买的都30G＋，我想找20G－25G左右的SUV， LR3, H3 这种的。。。

shark27 · 发表于 2011-9-15 16:36

利率不低哦，不推荐

炽月 · 发表于 2011-9-15 20:59

9# shark27

真哒？现在利率多少啊

DerrickDodge · 发表于 2011-9-16 07:28

8# 炽月

you may send me your request for your car. once i have something instock I'll let you know. btw, I work with ericksen nissan now.

炽月 · 发表于 2011-9-17 21:02

11# DerrickDodge

贷款是一定要跟我的学生visa时间一样么？？

白马啸西枫 · 发表于 2011-9-17 23:12

不建议贷款买车，尤其是二手车，利率会很高，麻烦。
关于dealer，给你发了短信

DerrickDodge · 发表于 2011-9-20 13:06

12# 炽月

not really. it depends on your credit score and your income.

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