Better go through insurance company if it will cost that much ,that is why you need insurance , then find another cheaper insurance INC to renew . ( T2 G3 ], {$ V; u7 ~I had accident last year , after fixed the car , my insurance went to $600/year more to renew with the same company , and that was how i deal with it . 7 F( P9 E# N* S) q. X( D+ }$ j* l- X$ j$ z- ]4 p# X9 n