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dragontale · 发表于 2007-7-26 07:37

新房还在建，旧房准备卖，问银行必须旧房卖出才能货到新房款，交房日期可以往后，但必须有旧房卖出的合同( Firm Sale)。新房款已交１５％，近期房事不好，心里着急。万一新房建好时，旧房还没卖出，建筑商会怎么办？谢谢

bryant · 发表于 2007-7-26 08:18

" 房事不好", 也不用太着急，一切都会好起来的

价格降一点，应该很快就卖的

原帖由 dragontale 于 2007-7-26 08:37 发表 , y% ~- i4 v( k) _
新房还在建，旧房准备卖，问银行必须旧房卖出才能货到新房款，交房日期可以往后，但必须有旧房卖出的合同( Firm Sale)。新房款已交１５％，近期房事不好，心里着急。万一新房建好时，旧房还没卖出，建筑商会怎么 ...

Yang123 · 发表于 2007-7-26 08:39

原帖由 dragontale 于 2007-7-26 08:37 发表
. l6 [; I: Q, ~8 ]新房还在建，旧房准备卖，问银行必须旧房卖出才能货到新房款，交房日期可以往后，但必须有旧房卖出的合同( Firm Sale)。新房款已交１５％，近期房事不好，心里着急。万一新房建好时，旧房还没卖出，建筑商会怎么 ...

You can get a "bridge loan" from the bank if you have enough equity in your present home, this is a special loan that allows you to get some cash so you can make a down payment and buy the new home.

dragontale · 发表于 2007-7-26 09:11

I talked with different bank about bridge loan, they all said need firm sale contract. I have already reduced sell price. bank said if I have firm sale contract old house move out date is Dec.1, new house move in date is Oct.1, they can privide 2 month bridge loan. Firm Sale is must. Now New house move in is Oct.8, I put old house into market at Jun.27, still no offer. worrying......

紫光 · 发表于 2007-7-26 09:51

如果你实在很担心，又不是很贪心
你可以找可以提供GUARANTEE SALE 的中介
他们承偌如果在你新房交房的时候还卖不掉你的房子
会以低于市场10%的价格收购你的房子。
只要有这个合同BMO银行就会先将房款借给你。

Yang123 · 发表于 2007-7-26 10:00

原帖由 dragontale 于 2007-7-26 10:11 发表
, }, x5 B% G+ H r, p# ~* o- n; B) ZI talked with different bank about bridge loan, they all said need firm sale contract. I have already reduced sell price. bank said if I have firm sale contract old house move out date is Dec.1, ...

Then probably the bridge loan you asked is too much based on the equity of you present home in the view of the lending institution.

Crassula · 发表于 2007-7-26 20:21

Hey, what is your old house like, can you please send me the info? I don't want to take advantage of you, but if you are so desperate to sell, maybe we can
have a deal. Please send me the info if you like.

匪首 · 发表于 2007-7-28 12:37

你不如把自己的房子在网上贴出来，据说也有不少人想买房，如果你的房子确实质优价低，与其便宜中介公司的10％不如便宜中国人。

heysheep · 发表于 2007-7-29 11:15

I just only concern. Now I put my old house in market. new house possission day perhaps End of Oct. still has some time. perhaps both house size are not small. list price for old house (3 years old) is $669,000. new house purchase price same. So still wait. thanks everyone.

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I have already paid downpayment

回复 #1 dragontale 的帖子

thanks everyone.